If you get hurt at a pool, a Tuscaloosa swimming pool accident lawyer can help. In Alabama, pool owners must keep their property safe for all guests. If they are careless, they may have to pay for your injuries and damages. At Cartee & Lloyd, we fight for people who have been hurt due to negligence. We help you get the money you need to heal. Under Alabama law, owners have a duty of care. This means they must fix the dangers on their land. Ala. Code § 6-5-710 says that owners who fail to keep people safe may be held liable in court.
Premises liability is a legal rule. It says that a property owner may be responsible for injuries that happen on their land. This includes swimming pool accidents caused by a hazard the owner did not fix. For example, if there is damaged flooring near a pool and someone trips, the owner could be held liable. The goal of civil litigation in these cases is to recover damages for the victim.
Under Alabama law, every pool owner has a duty of care. This is a legal requirement to act safely. The owner must make sure the pool area is not a trap for guests. However, the level of this duty changes based on why you are at the pool. A public pool in Tuscaloosa might have a higher duty than a neighbor's private pool.
In Alabama, the court looks at your status as a visitor. There are three main groups:
There is a special rule for children called the attractive nuisance doctrine. This rule recognizes that children do not always understand the danger of a pool. A swimming pool is attractive to kids. If an owner does not have a fence or gate, they could be liable if a child wanders in and gets hurt. This applies even if the child was a trespasser. In cases like Tolbert v. Gulsby, Alabama courts can hold owners responsible if they knew children might be drawn to the pool and did nothing to prevent it.
At public pools or water parks, negligent conduct often involves inadequate supervision. If a lifeguard is distracted by their phone or if a pool is overcrowded, they may miss someone struggling in the water. Owners have a duty to ensure that sufficient trained staff are on duty at the pool at all times.
Accident risks increase when equipment fails. This includes:
Under Alabama law, most pools must have a fence. A gate that does not lock or a fence with a hole are major dangers. This is especially true for children who might wander into a yard. If a child enters an unsecured pool, the attractive nuisance doctrine may hold the owner liable.
Pools need chemicals to stay clean, but too much chlorine can cause burns. If pH levels are off, swimmers can suffer from skin rashes or respiratory problems. Maintenance crews must test the water often to prevent these injuries.
Alcohol is a factor in many backyard pool claims. When an owner serves too much alcohol or fails to stop someone from diving while impaired, it creates a deadly risk. While the swimmer may have some contributory negligence, the owner may still be liable if they encouraged the unsafe behavior.
Every pool should have signs showing the water depth. Without No Diving signs, a guest might jump into shallow water and suffer traumatic brain injuries. Owners should also keep life rings or reaching poles nearby to help someone in trouble.


A fun day at the pool can turn into a tragedy in seconds. The injuries caused by water and hard concrete are often life-changing. These cases frequently result in high settlements because the victim needs long-term care.
Drowning is the most severe outcome. If a victim survives, they may still face near-drowning complications. This happens when the brain is without oxygen for too long. It can cause permanent damage to the mind and body.
Slip and fall events on wet decks often lead to a person hitting their head. A traumatic brain injury can change a person's personality or ability to walk. These personal injury cases require substantial evidence to show the full impact on a person's life.
Diving into shallow water is a common cause of spinal cord damage. This can lead to permanent paralysis. Because the cost of care is so high, victims often seek economic damages to pay for home modifications and wheelchairs.
Wet surfaces are slippery. Fractures of the wrist, hip, or ankle are common in slip and fall accidents near the water. While a broken bone might heal, it still results in high medical bills and lost time at work.
Faulty pool drains can cause suction entrapment. This force is strong enough to cause internal organ damage. Additionally, broken pool lights or jagged tiles can cause deep cuts that require surgery.
If a pool company uses too many chemicals, swimmers may suffer burn injuries on their skin or in their eyes. These injuries are painful and can lead to permanent scarring and emotional distress.
In very rare and tragic cases, a limb can get stuck in a pool pipe or drain. This can lead to amputations. These cases often lead to a wrongful death claim if the victim does not survive the trauma.
To win a personal injury case, you must show that someone else’s mistake caused your harm. In Alabama, this means proving that the pool owner breached their duty of care. If they were careless, they may be responsible for your medical bills and other damages.
Negligent conduct occurs when an owner fails to act as a reasonable person would. For example, if a hotel knows its pool gate is broken but does not repair it, it is being negligent. Your lawyer will look for evidence to prove this, such as:
To hold an owner liable in the Circuit Court of Tuscaloosa County, you must prove four things:
Sometimes, more than one person is at fault. Your attorney will look at everyone involved to maximize your settlements. This might include:
If you win your claim, you receive compensatory damages. These are meant to make you whole by paying for your losses. In Alabama, these are split into two main groups.
Economic damages pay for things that have a clear price tag. These are easy to prove with receipts and bills. They include:
Non-economic damages are for things that do not have a set price. They are about how the injury changed your life.
In rare cases, a court may award punitive damages. These are not to pay your bills. Instead, they are meant to punish the owner for very bad behavior. Under Alabama law, you must show the owner acted with wantonness or a total lack of care for your safety.
If you win your claim, you receive compensatory damages. These are meant to make you whole by paying for your losses. In Alabama, these are split into two main groups.
Economic damages pay for things that have a clear price tag. These are easy to prove with receipts and bills. They include:
Non-economic damages are for things that do not have a set price. They are about how the injury changed your life.
In rare cases, a court may award punitive damages. These are not to pay your bills. Instead, they are meant to punish the owner for very bad behavior. Under Alabama law, you must show the owner acted with wantonness or a total lack of care for your safety.
The path to recovery after an accident involves several legal steps. Most personal injury cases follow a set timeline to ensure all evidence is gathered correctly. Your lawyer will guide you from the initial filing through to a final settlement or verdict.
Your attorney handles the complex parts of your case so you can focus on healing. They will:
Alabama follows a strict rule called contributory negligence. This means that if you are even 1% at fault for your own accident, you may not be able to recover any damages. For example, if you were running near the pool despite "No Running" signs, the insurance company will try to use this rule to deny your claims. A skilled lawyer is vital to prove the owner was entirely at fault.
You do not have forever to file a lawsuit. The statute of limitations in Alabama is generally two years from the date of the pool accident. If you miss this deadline, you lose your right to sue. It is important to start your personal injury claim quickly while the evidence is still fresh.
Most cases end in settlements. This is an agreement where the insurance company pays a set amount to close the case. It is faster and less risky than a trial. However, if the insurer refuses to pay what you deserve, your attorney may seek a verdict in court. A jury will then decide the final amount of compensatory damages you should receive.
If a loved one dies in a drowning, the family can file a wrongful death claim. In Alabama, these claims are unique because they only allow for punitive damages. The goal is to punish the negligent conduct that led to the loss of life. At Cartee & Lloyd, we handle these sensitive cases with care to help families find peace.


When you are facing high medical bills and emotional distress, you need a team that knows the local community. Choosing the right attorneys can make a major difference in the outcome of your case.
We live and work right here in Tuscaloosa County. We know the local courts and the people who live here. This local knowledge helps us build stronger cases for our neighbors who have suffered fractures, amputations, or traumatic brain injuries.
Our firm has deep experience in civil litigation involving premises liability. We understand the attractive nuisance doctrine and how to prove that a property owner breached their duty of care. We know how to counter the insurance company's tactics.
We believe that every victim deserves a voice. Whether you are dealing with internal organ damage or the loss of a loved one, we fight for the maximum compensation allowed under Alabama law. Our goal is to ensure that negligent owners are held responsible for their actions.
We believe everyone should have access to a lawyer, regardless of their bank account. We work on a contingency fee. This means you pay us nothing unless we win your case. We take on the financial risk so you can focus on your recovery without worrying about more bills.
This rule holds pool owners liable if a child trespasses and gets hurt. It assumes children cannot understand the danger of an open pool, so owners must secure the area.
Under the statute of limitations, you generally have two years from the date of the accident. If you miss this date, you lose your right to seek damages in court.
Alabama uses a strict contributory negligence rule. If you are even 1% at fault for your injury, the insurance company can legally refuse to pay your claim entirely.
A city, hotel, or gym may be liable if it engaged in negligent conduct. This includes having too few lifeguards, broken safety equipment, or failing to fix known hazards.
These pay for losses without a set price tag. They cover your pain and suffering, emotional distress, and the loss of ability to enjoy your life after a serious injury.
No. At Cartee & Lloyd, we work on a contingency fee. This means our legal fees are deducted from your final settlement, so you pay nothing unless we win your case.
A swimming pool accident can change your life in an instant. Whether you are dealing with fractures, traumatic brain injuries, or the loss of a loved one, you should not have to face the legal battle alone. The insurance company will have experts working to deny your claim, and you need a team that will fight just as hard for you.
At Cartee & Lloyd, we understand the pain and stress that follow a serious injury. We know how to gather evidence, such as footage from video cameras, to prove negligence. We are dedicated to helping our neighbors in Tuscaloosa County achieve civil justice and get the compensatory damages they deserve.
Don't let the statute of limitations run out on your case. If you have been hurt, reach out to our Tuscaloosa swimming pool accident lawyer who cares about your recovery. We will review your medical bills and discuss your options in a free, no-risk consultation.
We listen to your story and understand your struggles. We handle the insurance companies and hire the experts and do the things necessary to win your case while you focus on going to the doctor and recovering from your injuries.
Through over 77 years of combined litigation experience, we have learned that the best way to make an insurance company pay you fairly for your damages is to be well prepared, fully investigate every detail, hire experts and prepare your case for trial even if most cases will settle without trial.
We know the law and have decades of experience in the courtroom and dealing with insurance companies. We use all of our resources to hire the experts necessary for trial, fully investigate, and pay for your medical records and litigation expenses so that you do not have to come out of pocket yourself while you are struggling to recover. We fight the big insurance companies for you and only get paid for our time and expenses if we recover for you.
Don’t fall for lawyer ads telling you Ai will tell you the value of your car wreck case or believe flashing dollars on a lawyer tv commercial. The real value of your case is what a judge or jury decides is the value of your case after hearing all of the law and evidence. An experienced personal injury lawyer will know the issues that affect the value of your case. We have over 77 years of combined litigation experience and we stand ready to take your case to trial if an insurance company refuses to fairly compensate you for your injuries and damages.
Your success matters to us. Since 1992, we have helped over 11,000 clients in Alabama and recovered millions of dollars in settlements and verdicts for our clients. We measure our success by helping you receive the justice and fairness that you deserve.


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